Remember me wishing that car accidents wouldn’t be an annual thing? How about not wishing that car accidents would be a weekly thing?
Yup. I got into another accident. And before you think of me as a horrible driver, the accident last week involved someone backing up into me. So unless I could see the future, it was pretty hard to avoid that one (and it was not my fault at all).
This time, I was trying to merge lanes and a driver sped up to avoid letting me in. So I ended up tapping the rear bumper of their car. Sadly, my car got most of the damage. It’s not bad, but it’s not pretty.
The woman from the other car insisted on getting the police involved, but the officer didn’t write up a report.
I planned on handling this outside of insurance. The other driver had a small scratch on her rear bumper, so I figured it couldn’t be too expensive to fix (it was a car similar to mine, not super fancy). But when she called me later that day to tell me how much it was, the estimate from the only shop she was willing to go to was over $1,000. I would also have to pay for her rental car, which almost doubled the cost she quoted me. She also mentioned possibly needing new tires after the accident and getting her lawyer involved.
All of this was a little too much for me to handle on my own, so I’m going through my insurance now (that’s what they are there for, right?). I eventually want to get my car fixed, but my deductible is $500 so I need to save up for that. I think I can save it up by the time I go to the wedding, so if I get my car fixed then, I won’t need to worry about a rental car (my insurance will only pay 80% of the rental fee).
The only funny thing about this entire incident was when I was talking with the police officer. I mentioned how any minute, my boss would be driving by (the accident occurred on the freeway off ramp closest to my work) and he would most likely be laughing at me. And as soon as I said that, my boss drove by, and yes, he was laughing (in his defense, he says he wasn’t laughing at me but just smiling nervously).
I’m hoping that this accident is the last bit of bad luck that I have for a while. I feel like I’m due for some happy things now.
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